Digital Creator Skills

By any chance, did you happen to read my last article, "The Rise of Digital Banking in Pakistan — and How Fraudsters Are Exploiting It". In case if you have missed it, then here is the link for you to have a look at a very detailed article on the rise of digital banking in Pakistan . Pakistan’s digital payments have exploded. In Q3-FY25 alone, retail digital payments hit ~2.4 billion transactions; mobile apps + wallets handled ~1.7 billion of those. Branchless wallet users reached ~68.5 million in that quarter—making wallets an enormous target surface for fraudsters. In today's article we will discuss four critical aspects of mobile making in Pakistan:  The scale of mobile wallets in Pakistan and why scammers target them.  The most common, Pakistan-specific fraud patterns (with recent advisories/cases). Exactly what to do—step-by-step—if you get scammed or spot a scam.  Practical, low-effort settings to harden your JazzCash/Easypaisa account today. Fraud patterns hi...

Pakistan’s baking system is digitizing at break-neck speed. " Raast " — the State Bank of Pakistan’s (SBP) instant payment system — processed 296 million transactions worth PKR 6.4 trillion in just Q2-FY25, taking lifetime volumes past 1.14 billion . Mobile and internet banking keep setting records, and fully digital banks have begun pilot operations. That growth is great for inclusion and efficiency — but it also expands the attack surface for scammers. State Bank of Pakistan This article breaks down how fraudsters actually operate in Pakistan’s context, the new protections regulators and banks have rolled out, and the exact steps you (and your readers) can take to stay safe. What’s changed in Pakistan’s digital finance Raast everywhere (P2P, Bulk, P2M). After launching P2P and bulk payments, SBP rolled out Raast Person-to-Merchant (P2M) with QR, aliases, IBAN and Request-to-Pay. Banks and other regulated entities were told to enable P2M and push adoption across mercha...

Islamabad, In a significant move towards modernizing urban governance, the Ministry of Information Technology and Telecommunication convened a comprehensive meeting to discuss the Islamabad Digitization Plan. This ambitious initiative aims to position Islamabad as a leading smart city in the region by harnessing the power of technology to enhance public services, promote transparency, and foster citizen engagement.     Background and Objectives As urbanization accelerates, cities worldwide face the challenge of efficiently managing resources while meeting the growing demands of their populations. Islamabad, the capital of Pakistan, is no exception. The Digitization Plan seeks to address issues such as traffic congestion, inefficient public services, and lack of access to information. The primary objectives of the plan include: Improving Public Service Delivery : Streamlining services in health, education, and transportation. Enhancing Civic Engagement : Encouraging citizen pa...